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401k MATRIX - Your Link To 401(k) and Profit Sharing Plan Sales and Service 866 470-401k.

401k MATRIX is a 401(k) and Profit Sharing Plan Sales Support Desk service created for you to help deliver to your clients Qualified and Non-qualified retirement plans. 401k MATRIX utilizes a matrix designed to identify the best pension providers and administrators based on your client's needs.


What Does 401k MATRIX Do For Your Client?
  • 401k MATRIX conducts ongoing, independent searches of the top pension investment providers
  • 401k MATRIX identifies and coordinates with national and regional third party plan administrators who can find and deliver the right package for the employer.
  • These providers are then scrubbed down based on the client's needs and objectives to a list of proven performers based on a number of different criteria.

Group annuity, non-registered pension products are utilized for life insurance licensed brokers to receive commissions. Furthermore, to ensure a smooth cross sale, 401k MATRIX consultants are willing to help in all facets including:
  • Proposal generation
  • Proper plan design
  • Sales calls using a combination online/conference call presentation
  • Coordination/Implementation
  • Installation
  • Ongoing Service

Existing 401(k) and Profit Sharing plan compliance has proven to be difficult for the small and mid-size employer. One of the biggest reasons to review an existing plan is that 64% of all 401(k) plans in America are out of compliance (according to a 1999 survey done by the Actuarial Society of Pension Administrators). Often the reason is because an investment provider or administrator's plan does not match an employer's needs. When some part of an existing plan isn't working, 401k MATRIX may fix it or replace the provider with one that is better suited.

Because of our independent approach, 401k MATRIX is able to work with a variety of national investment providers, as well as regional Third Party Administrators. If the client has a particular provider preference, we are often able to accommodate their desires.

When an employer is ready to begin a new retirement plan, 401k MATRIX is the best place to begin. The employer has a lot of questions about plan design:
  • Is a 401(k), SEP, or Simple the right plan?
  • Does the employer need to make contributions into the plan?
  • Can the plan favor the owners and key employees?
  • Can the owner put in more than $40,000 annually?
  • What about defined benefit plans? What is a 412(i) plan?
  • What if my existing plan is top heavy?

Our pension consultants are experienced and know which type of plan your client for desired results. WE HAVE THE ANSWERS!

Retirement plans have an important place in the broker's portfolio of products for small-business clients by:
  • Being a valuable part of being a full-service benefits consultant
  • Increasing your revenue stream
  • Strengthening your client relationships by providing a critical service best handled by experts

Profit Sharing Plans have special employer contribution formulas that may be elected which usually result in higher owner and key employee contributions called:
  • Cross-Tested
  • New Comparability
  • Tiered
  • WAVE - Weighted Average
  • Social Security Integration
  • Safe Harbor and versions of Safe Harbor


© 2002 401k Matrix. All Rights Reserved.